Remaindr
Income Allocation for Independent Earners
Every Payment, Structured Like a Paycheck.
Automatically separate taxes, savings and other priorities as income arrives — before your usable income reaches your everyday account.
Plan it. Allocate it. Automate it.
The Paycheck Freelancers Never Had.
Employees have payroll to turn gross pay into something structured. Independent earners often receive the full payment and are left to sort out taxes, savings and other priorities themselves.
Remaindr brings that structure to independent income.
Two people can work just as hard, earn the same amount, and have two completely different experiences on payday.
Employee
Structured paycheck. Deductions accounted for.
Independent Earner
A deposit. Figure the rest out yourself.
Architecture
Not Budgeting. Income Allocation.
Budgeting helps organize money after you receive it. Remaindr structures income as it comes in.
Budgeting
Remaindr
Your allocation instructions determine where your money goes. The allocation and routing layer follows deterministic, user-defined rules — not estimates.
Payment Breakdown
Every Payment. Clearly Organised.
Each incoming payment generates a clear Remaindr Payment Breakdown — showing exactly how income was allocated, what was routed where, and the usable income that reached your account.
Remaindr
Payment Breakdown
Status
Allocated
Allocation Date
Nov 6, 2025
Account
Everyday ••••
Conceptual interface. Allocations are user-defined and do not constitute tax advice.
The Difference
Your Income. Already Organised.
Remaindr doesn't tell you how to spend your money.
It organises your income before you spend it.
Instead of receiving a lump sum and manually sorting out every obligation, independent earners can establish allocation rules that structure incoming payments automatically.
Get paid already organised.
Platform
Built for Independent Income.
Allocation Engine™
Rules-based allocation of incoming income to designated priorities. Your instructions determine where your money goes.
Usable Income Preview™
Preview how a payment will be allocated before funds are routed — the natural result of your allocation plan.
Income Scenario Builder™
Explore how different income amounts and allocation choices affect the breakdown before payments arrive.
Income Intelligence™
Insights and reporting on incoming income and allocations over time.
FX Control Engine™
Currency-related allocation and routing functionality, subject to supported markets and product availability.
Evelyn Oteng-Pabi
Founder & CEO, Remaindr
Why Should Paycheck Structure Be Reserved for Employees?
Independent earners work hard for their income. But unlike employees, they often receive payments without the automatic structure that payroll provides.
Remaindr is being built to change that experience.
The idea is simple: independent income deserves structure too.